Your security is not a feature.
It is the foundation.
Every layer of ZelFinance was built with your money's safety as the starting point, not an afterthought.
256-bit AES Encryption
Every piece of data you share with us is stored encrypted. Even we cannot read your sensitive documents without proper authorization.
Two-Factor Authentication
Add a second lock to your account with any TOTP authenticator app. Even if someone has your password, they cannot get in without your device.
Device Recognition
We recognise your trusted devices. Sign in from somewhere new, and we notify you immediately by email.
Step-Up Verification
Every outgoing transfer requires a second confirmation — either your authenticator app or a one-time code — before funds move.
Segregated Funds
Your money is held in accounts separate from our own operating funds. It is always yours, fully accounted for.
Full Audit Trail
Every action on your account — login, transfer, setting change — is logged with a timestamp and IP address for complete transparency.
Have a security concern or want to report a vulnerability? Reach out at security@zelfinance.com