Everything you need, nothing you don't

A complete financial toolkit, built for people who move across borders.

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Multi-Currency Wallets

Hold USD, GBP, EUR, AUD, JPY, CNY, and ILS in one account. Convert between them instantly at transparent, published rates — no hidden spread.

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Internal Transfers

Send money to any ZelFinance user using their @username. No fees. No delays. Settled the moment you hit confirm.

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External Transfers

Bank transfers, IBAN payments, and international wires — processed with fees shown before you send, never after.

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Crypto Wallets

Hold BTC, ETH, LTC, BNB, and USDT alongside your fiat currencies. Convert between them at any time.

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Savings Goals

Create savings goals, set a target, and deposit whenever you're ready. Your funds stay separate — out of sight, out of spending.

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Bank-Grade Security

256-bit encryption, two-factor authentication, and step-up verification on every outgoing transfer.

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Fast KYC Verification

A verification process that takes minutes, not days, with clear tier progression as your needs grow.

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Real-Time Notifications

Email and in-app alerts for every transaction, login, and account change — you're never left wondering.

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Multi-Language Support

Use ZelFinance in your language — over 10 major languages fully supported across the entire platform, and still adding.